Travel insurance for Peru: our comprehensive guide

Subscribing travel insurance in Peru: how to be perfectly insured on a trip to the South American continent?

Peru is a country that makes dreams come true. Visit Lima and Cuzco , discover the Machu Picchu and the sacred valley of the Incas, take a tour of the Titicaca, this country will reveal all its facets to you. But to take full advantage of your stay, it is better to subscribe to travel insurance tailored to Peru. Thus, you will be able to discover this country without asking any questions knowing that you have a human and financial support.

Comparative travel insurance for Peru

The subscription of a travel insurance must be nothing at random. Your trip to Peru will be organized in advance, especially if you want to enjoy the best prices for your flight tickets, you have all the time to compare the insurance to find the best guarantee at the best price. Naturally, if you take one Cancellation insurance , this must be subscribed immediately, otherwise you will lose the profit for your flight if you can never leave.

Chapka, Europ Assistance, Global Assistance (Allianz), Avi International, Axa, ACS, the companies able to offer you travel insurance are numerous. This table gives you a first idea of the offers of certain insurers, request a quote to get a tailor-made rate.

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What is the best travel insurance for Peru?

Are you looking for the best travel insurance to Peru? Know that there is not really any.

Insurance is associated with a risk and one or more people. Thus, the best travel insurance is the one that looks like you . Are you going to climb the tops of the Andes? You will need to subscribe a complete insurance that can take into account the risk associated with this practice. Or are you planning to walk to Machu Picchu? The risk of injury exists, ensure that you are able to take care of yourself in the event of luxation or entorse.

On the other hand, if you are simply planning to visit the country's major cities (Lima, Cuzco, Arequipa, Trujillo or Chiclayo) or to enjoy the most beautiful beaches of Peru, this time the risk is lower, you can see some guarantees down.

What is the rate of travel insurance for Peru?

Again, there is no answer made. In fact, every trip with different needs, there are as many insurances as tourists. We have just mentioned it, everything is at risk. The higher the risk, the higher the coverage, the more expensive your travel insurance will be.

Specifically, the risk is assessed according to different parameters:

• The age of the subscriber ;
• Number of persons to be insured on the contract ;
• The duration of the stay ;
• The activities envisaged ;
• Country of destination ;
• The level of guarantees.

Thus, a 20-year-old represents a lesser risk than a 70-year-old traveller. However, if the latter visit to museums while the young person plans to practice extreme sports, this risk is balanced.

Why take travel insurance for Peru?

Subscribing insurance to travel to Peru is like taking home insurance when you own and it is not mandatory. We don’t know if we use it, but if so, we’ll be happy to have subscribed to it in the context of financial risk.

What are the guarantees of multi-risk travel insurance?

For your trip to South America, we offer you a travel insurance that can adapt to your needs . This will allow you to experience your journey more serenely and enjoy all the treasures of Peru. You have the option of subscribing basic guarantees or more comprehensive coverage depending on the nature of your stay.

Here are the guarantees offered by insurers:

• **Refund of medical expenses**including in case of hospitalization;
• Civil liability insurance abroad ;
• Cancellation or travel change insurance ;
• Repatriation ;
• Luggage insurance ;
• Research and rescue costs ;
• Legal protection ;
• Extreme sports and sports insurance.

Beyond the choice of your guarantees, choosing your travel insurance is to read the small lines of your contract. Many insurers offer the same guarantees. However, if we look closer, the cover is not equal.

Here are the points to check before signing:

• Deductibles ;
• Compensation ceiling ;
• Exclusions ;
• The shortcomings.

Is travel insurance compulsory for Peru?

No, Peru does not impose to travellers to provide insurance. Some countries do. to protect themselves and avoid carrying out too much medical expenses for tourists. You can perfectly penetrate the Peruvian soil without insurance. Is that a good idea? We doubt it.

As part of a trip, the risk is permanent. You can get sick during a short stay or a long stay. You can hurt yourself, need an early return to France, lose your luggage, or simply not be able to leave. If your departure is compromised for an independent reason of your will, the cancellation insurance allows you to be refunded for your flight and hotels.

The importance of repatriation insurance for Peru

When you go to Peru, you cross part of the planet. A simple plane ticket is expensive. If you are ill, if you are injured and your condition requires health repatriation, the cost will be very high . Beyond the airline ticket, you may need to count a companion or even an elongated transport. The note can rise to several thousand euros, even tens of thousands of euros.

On the other hand, repatriation assistance also provides financial support for the loss of a loved one in France during your trip. Your travel insurance then supports your return ticket.

Am I reimbursed for my health care in Peru?

If you go to Peru, you are naturally outside the European Union and no longer benefit from the European Health Insurance Card . Social Security will not proceed no advance fees . However, this may reimburse you some of your expenses. Upon your return to France, or during your stay, send him form “care received abroad” and attach a paid invoice and a medical prescription related to the care provided.

Attention: Social Security will reimburse you to the ceilings of French Social Security. If care is more expensive in Peru, your rest can be very high.

Does my Visa or Mastercard card cover me in Peru?

As long as you take one Visa Premier or Mastercard Gold type card , you receive a support. Medical expenses, cancellation insurance, repatriation, according to your card, you are actually covered. However, it is best to make a comparison with travel insurance. Depending on the duration of your stay, the destination and nature of your stay, it is important to study the guarantees, the compensation ceilings and the exclusions to ensure that your expectations are met.

What insurance take in case of car rental in Peru?

Leaving to Peru requires to fly. Therefore, once on site, if you want to discover several facets of the country, you will need a car. When you rent a vehicle, it is insured. At minima, you get civil liability. However, this is not enough if your car is itself damaged.

As a result, it is advisable to subscribe to a more complete insurance via your rental provider or by comparing car insurance for a rental with independent insurers.

Administration, health and safety for Peru: our advice

Before leaving, take care to read these some information to ensure the best stay in Peru.

What visa for Peru?

Are you a national of the European Union? For any stay less than 183 days , you have not No need visa. You just have to be in possession of a valid passport 6 months after the date of entry on Peruvian soil. Please note that you cannot extend your stay unless you agree to pay a fine.

Health & Hygiene

Peru is a poor country, which implies that there, hygiene is not irreproachable . Do not consume tap water that would not have been boiled, do not consume ice, even if you are hot, and prefer well cooked meats. If you don't take precautions, you might be a victim of the turista .

Attention also to mountain evil. If you are looking for a hike, know that the altitude can prevent you from breathing properly because of an lack of oxygen . If you travel to the Amazonian part of the country, Get vaccinated against malaria. Attention also to dengue below 1,800 m of altitude and yellow fever.

Security on site

He is not recommended to visit the Apurimac River Valley and the Amazon border area Colombia and the Huánuco and Abancay region.

In general, Peru is not an extremely dangerous country. However, as in any poor country, tourists can attract all lusts, be careful and do not highlight your valuables. Always have a look at your bags.

What to do in the event of an accident in Peru?

If you encounter a problem in Peru, here are the numbers to contact:

• Medical emergency: call him 106 ;
• The fire department: 116 ;
• The tourist police: 247 5133 or 249 9416.

What health insurance for expatriates in Peru?

Peru is a fabulous country where it is possible to fall in love. If that is the case, you may be thinking about installing it. Be sure to be perfectly insured for your medical care, your repatriation if necessary, your civil liability, etc. For this, look for an expatriate insurance that will meet your requirements. A simple comparison will allow you to live serenely in Peru.

You're ready to buy travel insurance for Peru. You have more than to wait for the day of departure and to fully enjoy!