Travel insurance for Morocco: our comprehensive guide

You're going to North Africa? Have you thought of subscribing travel insurance to discover Morocco, the quiet mind?

During your trip to Morocco, without falling into the disaster, the risk is permanent. Injuring yourself during a hike, being a victim of food poisoning, making an insolation, if all this can not be serious, it will require medical intervention. However, it has a price that will be perfectly taken care only if you have a home insurance. Discover the guarantees to subscribe for your trip to Morocco to be sure of a complete and effective care.

Comparative travel insurance for Morocco

Your travel insurance in Morocco must match your journey and the duration of your stay. Each company offers its own guarantees, it is not always easy to find oneself there, to make a comparison and to study quotes is necessary to learn more. This helps to better understand the guarantees, prices and specific terms of the contract.

Here is already a table that offers you some guarantees and travel insurance companies.

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What is the best travel insurance for Morocco?

The best travel insurance for Morocco is undoubtedly the one you have chosen on the basis of safeguards that she proposes to you. The best insurance is also the one that offers you a fare adapted to your travel budget.

Choosing her insurance is to ensure that she adapts herself to your situation at all points. There are as many needs as travellers.

Morocco is a beautiful country that you will be able to discover in different ways, which will affect the risk and your needs in terms of guarantees.

You can make the choice to simply visit the country’s largest cities like Marrakech , Casablanca , Rabat , Tangier or Fez . You can choose to simply enjoy the sun and spend your stay on the most beautiful beaches of Morocco. Of course, you can offer a sportier character to your stay in Morocco. You thus have the opportunity to make a trek in the Moroccan desert, to surf in the bay of Agadir or make kitesurfing in Dakhla.

What is the rate of travel insurance for Morocco?

The price of your travel insurance in Morocco is due to the guarantees you have subscribed. Visiting museums and visiting souk or practicing extreme sports does not require the same guarantees.

Thus, the rate will be influenced by the guarantees, but also by:

• Compensation ceilings ;
• The amount franchises ;
• The shortcomings ;
• Exclusions.

Beyond all these elements, the insurance company will establish a price according to your age. This affects the risk and thus the amount of compensation.

Then, your insurer will take into account various elements like the duration of your stay, the place in which you visit, etc.

Why take travel insurance for Morocco?

Taking travel insurance for Morocco or any other destination allows you to benefit from a financial coverage. In case of health problems or any other loss, it is your insurance, within the limits of the contract, that will compensate you. Thus, you do not endanger the continuation of your trip because of budgetary problems.

What are the guarantees of multi-risk travel insurance?

By subscribing multi-risk travel insurance, you will benefit from a number of guarantees. You can choose a basic cover or a more complete protection depending on the nature of your trip. The goal is to choose a tailor-made guarantee to optimize costs and be sure to be compensated in case of a problem.

Here are the guarantees you can find in your insurance:

• Refund of medical expenses ;
• Refund in case of hospitalization ;
• Travel cancellation insurance ;
• Travel change insurance ;
• Repatriation ;
• Civil liability abroad ;
• Legal protection ;
• Luggage insurance ;
• Insurance for the practice of sports or even extreme sports.

When choosing your guarantees, make sure that the compensation ceilings are in line with your expectations. Also make sure that your franchises are not too high and check your contract exclusions.

Is travel insurance compulsory for Morocco?

If travel insurance is mandatory for Algeria, she is not for Morocco. The two countries did not adopt the same policy in this regard.

However, if this insurance is not mandatory, it is no less essential if you want compensation in the event of a problem on the spot. Without insurance, medical care will be your responsibility. This will also be the case of your ticket in case of early return, etc.

The importance of repatriation insurance for Morocco

Assistance is an important point of travel insurance. At any time you may need repatriation.

Let's imagine that you're getting sick during your stay and that your health requires health repatriation. This will cost you the price of an airline ticket, possibly the cost of an attendant, and it is without counting an elongated transport depending on your situation. With repatriation insurance, you will not have to pay for this benefit (according, of course, to the compensation limits of your contract).

You may also need medical repatriation after a fall. Again, everything will be covered by your travel insurance.

Let's imagine now that you're losing a loved one during your stay. If you have to make an early return, there is still repatriation insurance. This will avoid adding financial concerns to the penalty.

Am I reimbursed for my care in Morocco by the Health Insurance?

Yes, it is possible if you ask. If you have to call a doctor in Morocco, you will have to make the advance of fees and then send to French Social Security a form “care received abroad” .

In this form, you will need to attach a paid invoice and a medical prescription related to the treatment received.

However, Social Security will pay back to the level of English conventional rates , it is not certain that the refund is up to your expectations.

Does my Visa or Mastercard card cover me in Morocco?

Again, yes it is possible to be protected by your Credit card . However, it must be a Visa Premier or Gold Mastercard type card.

We advise you to check the guarantees and ceilings to determine whether this insurance will be sufficient or whether independent travel insurance must be preferred.

What insurance take in case of car rental in Morocco?

Car rental is required during your stay in Morocco if you want to discover several facets of this country.

The car insurance that accompanies your rental is often insufficient. Guarantees are not always adapted and do not cover you if you do not subscribe to options. Moreover, the imposed franchise is often high. So make sure to ask your renter how much it is possible to modulate your guarantees and compare with independent car rental insurance to find the best value for money.

Administration, health and safety for Morocco: our advice

Here are some information to be taken into consideration before leaving for your trip to Morocco to take place in the best conditions.

What visa for Morocco?

Les Français n’ont No visa requirements to go to Morocco. However, you must have a passport or other valid identity document.

Health & Hygiene

In Morocco, the greatest risk is to contract a disease after eating or drinking water. It is advisable to getting vaccinated against hepatitis A and prefer bottled water. WHO also recommends that fruits and vegetables be cleaned before consuming them. On the other hand, prefer well cooked meats.

If you leave for a long stay in rural areas, vaccination against rabies is recommended.

Security on site

Morocco is a country pretty sure . However, do not attempt the devil by showing your liquid or your precious goods in Morocco, as in all countries, the risk of flight exists. Don't confide anything to people you don't know and leave nothing in your vehicle that could try a thief.

What to do in the event of an accident in Morocco?

Are you a victim of an accident or assault? You have no travel insurance?

We invite you to compose 15 to contact civil protection, 19 to call national security and 177 to contact the gendarmerie.

What health insurance for expatriates in Morocco?

If you plan to live in Morocco, replace your travel insurance with expatriate insurance that will be more adapted.

You will benefit from all the essential guarantees for a long stay: medical expenses, repatriation assistance, civil liability, etc. Insurance companies like Chapka offer this coverage, don’t hesitate to make a comparison to find the best protection.