Travel insurance for Japan: our comprehensive guide

Travel insurance in Japan: why do you have to subscribe protection for your stay in the country of the rising sun?

The country of the rising sun welcomes you to present its treasures. Beautiful cherry trees in spring, the Fushimi Inari Shrine in the region Kyoto , Hiroshima and its memorial park, Mount Fuji , visiting places are not missing in Japan. To take full advantage of this, we can only invite you to subscribe to travel insurance. Choose the best guarantees and live your serenely adventure.

Comparison of travel insurance for Japan

Do you want to purchase travel insurance for Japan? You have a choice among different companies. Europ Assistance, Global Assistance Becomes Allianz Travel, Chapka Insurance, each will offer you specific guarantees and different rates. To see more clearly, see our table.

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What is the best travel insurance for Japan?

If you are looking for the best travel insurance for Japan, it is definitely the guarantees you will need to study. Of course, the price is important and must adapt to the budget you have set for your trip. However, a price too low could hide franchises and exclusions that would cost you in case of problems on site.

The best travel insurance is the one that protects you according to the nature of your trip. Are you going to make a multi-day trek on the island of Hokkaido? Your needs will be different from those of a traveler who goes to visit Tokyo , Yokohama and Osaka .

Choosing the best insurance for your trip abroad is also signing guarantees tailored to your profile. If you tend to get sick often, if you get hurt easily, opt for higher guarantees.

Opt for tailor-made insurance that you will have customized according to your actual needs.

What is Japan’s travel insurance rate?

It is simply impossible to give you a fixed price. We can only give you an indicative price that allows you to have a first idea of the offer. However, in terms of insurance, there are almost as many prices as insured.

The price is defined by the following criteria:

• The age of the subscriber ;
• Number of persons to be insured ;
• The duration of the stay ;
• The nature of the stay ;
• Guarantees agreed.

Specifically, an insurance company is at risk. The higher it is, the higher you will pay. For example, a 60-year-old from Tokyo to go shopping in the Ginza district, visit the Edo-Tokyo Museum or the Buddhist temple of Senso-Ji, will not pay the same price as a couple of thirty-year-olds gone with his backpack climbing Mount Fuji.

Why take travel insurance for Japan?

Taking travel insurance for a stay abroad, in this case in Japan, allows travel without asking questions. Your insurance protects you in many circumstances and provides both human and financial support. This is a security before you leave and during your trip.

What are the guarantees of multi-risk travel insurance?

The subscription of this insurance for Japan makes it possible to claim a very complete protection. Of course, free to you to modulate the guarantees to subscribe to a tailor-made insurance and thus pay for what you really need. This is the best way to meet your budget while being protected.

With this insurance, here are the guarantees you can choose:

• Support medical expenses if you need a simple consultation or in case of hospitalization;
• Civil liability insurance ;
• Travel cancellation or modification of travel ;
• Repatriation insurance ;
• Luggage insurance ;
• Research and rescue costs ;
• Legal protection ;
• Sports insurance.

Some non-mandatory guarantees are essential according to the nature of your trip. You want to practice extreme sports in Japan, it is best to subscribe the appropriate guarantee. If you’re planning to go hiking, you’ll also need the fresh search and rescue insurance.

Is travel insurance compulsory for Japan?

No, you have no obligation to subscribe. Alone four countries require travel insurance to travel across the border.

However, optional insurance is not an unnecessary coverage. The risk is daily, at home or during your trip abroad, it is best to protect you to preserve your physical but also financial health.

The importance of repatriation insurance for Japan

Repatriation assistance is essential as you travel. And it will be all the more in Japan that is a distant country.

Indeed, during your stay abroad, you are not immune to a serious illness or an accident. If it requires repatriation, know that the cost will be extremely important. In addition to the cost of your ticket, medical repatriation can lead to the presence of a caregiver by your side, you must also pay your ticket. And this is not to mention the need for elongated transport.

Know that repatriation, depending on the nature of your guarantees, can also take place if you lose one of your loved ones in France during your trip to Japan. In this case, the travel insurance pays you your ticket to attend the funeral.

Am I reimbursed for my care in Japan by the Health Insurance?

Yes, Health Insurance can perfectly reimburse you for your medical care.

In this remote country, you will not have a European Card of Health Insurance. However, there is one form “care received abroad” which allows to obtain a refund. It is necessary to be able to provide evidence (paid invoice and medical prescription).

Note that Social Security will reimburse you according to the French scales that are fairly low. Indeed, France is among the countries where health care is the cheapest. Thus, without travel insurance, you may be disappointed by financial support.

Does my Visa or Mastercard card cover me in Japan?

Yes, of course, as long as you have chosen a Visa Premier or Mastercard Gold , you can claim travel insurance. This one protects you during 90 days maximum and supports your medical care, repatriation, etc. Attention, however, to consult the franchises , exclusions and other compensation limits before leaving. Depending on your needs, independent insurance may be essential.

Making a comparison of guarantees is necessary to make the right choice.

What insurance take in case of car rental in Japan?

To take full advantage of your trip to Japan, a very extensive country, it is best to rent a car to gain independence. Your renter will offer you car rental insurance. This is often insufficient. Sometimes it only offers civil liability that only compensates the third party in the event of a responsible accident. Sometimes it offers additional guarantees, but lets you charge an important franchise.

Make a comparison to find out if this car insurance is sufficient or if you have to subscribe a separate insurance for your car rental.

Administrative, health and safety for Japan: our advice

Before leaving, here are some points to study so that your trip takes place in the best conditions.

What visa for Japan?

If you have a French passport, you do not have No need to apply for a visa when you stay in Japan to the maximum 90 days .

For travel more than 90 days , you must apply for a visa and obtain a Certificate of Eligibilty, the CoE. The application must be made, depending on your situation, by your future school, your employer, your Japanese spouse, your host family, etc.

Health & Hygiene

There is no major hygiene problem in Japan. On the other hand, WHO considers the health level of this country close to that of Western European countries. It is possible to getting vaccinated against the Japanese cephalitis even if this scourge appears to have disappeared due to the systematic vaccination of the Japanese.

Security on site

Japan is an extremely safe country. Here, the risk is more natural than human. There is therefore no matter of concern beyond measure. It is simply recommended to adopt good behaviour by not leaving your valuables and your money to the sight of all.

What to do in the event of an accident in Japan?

In case of emergency in Japan, you must contact the 119 . It is the one that allows to reach firefighters and ambulances. The 110 allows him to join the police if you are involved in an accident or if you are a victim of a flight.

You don’t speak the language and need help? Join the French Embassy in Tokyo 03-5798-6000 .

What health insurance for expats in Japan?

Expatriates remain more than 90 days in Japan and need more specific insurance than travel insurance. It must truly meet the daily needs of a person who has chosen to settle permanently in the country of the rising sun.

It supports medical care, provides repatriation assistance for an early return in the event of hospitalization or death of a loved one, private civil liability abroad, etc.

If you settle permanently, you can then choose to subscribe to the specific insurance offered in Japan.

Now that you have all the useful information, the trip to Japan only laughs with pleasure!