What travel insurance to make a tour of the world?

World tour insurance: everything you need to know before you leave!

Going around the world is an act far from being anodin. You, go for a few months or more, go to the discovery of the planet and live an exceptional experience. You don't want her to turn into a nightmare? Tour du monde insurance is required. This guarantee will allow you to live your adventure serenely while enjoying the fullest possible coverage.

Comparative travel insurance for a tour of the world

Discover our comparison of insurance to find travel insurance tailored to your turn around the world.

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How to choose the best travel insurance around the world?

Choosing the best tour of the world insurance meets two requirements:

• Your safeguards needs ;
• Respect for your budget.

It is obviously by comparing the offers of different insurers that you can find the best value for money. Because that is what you are looking for in reality. The risk of too cheap insurance is to offer you a guarantee not adapted to your needs and thus to leave you in an uncomfortable situation at the other end of the world. And, let’s admit, it’s certainly not your goal, you’re planning to travel around the world to discover new countries to live a unique experience.

To protect yourself, choose the world-round travel insurance that adapts to your journey and the risks you are likely to encounter. What better than tailor-made insurance to start the serene mind?

From what time and how many countries can be assured for a tour of the world?

Travel insurance

Limited

more than 3 months

With regard to the number of countries, nothing is truly defined. However, one can imagine that visiting different countries increases the risk. Like for example on a world tour USA , Canada , Bolivia , Thailand , South Africa where each State with specific risks.

Why take travel insurance during a tour of the world?

If we invite you to subscribe insurance for your trip around the world, it is not because it is mandatory. Excepted in some countries such as China , Algeria , Cuba or Russia , travel insurance is not mandatory.

Free to choose if you want to leave without being protected in other countries. However, don’t forget that you’re going to leave for a rather long time. It is not uncommon for people who start a tour of the world to leave for a year. In a year, everything can happen. Without being in a disaster, you have to face reality.

On the other hand, when you leave for a long stay, know that health costs go significantly vary from country to country. In some of them, these medical expenses are particularly high, the protection you enjoy in France will not be not sufficient for support tailored to your needs.

World Tour: what are the risks?

This is the time to take stock of the risks of a world tour. Again, it is not a matter of alarming you, but rather of attracting your vigilance. So here is a list of the risks more or less encountered during a journey around the world, which, we recall, the duration can be particularly long:

• Classical disease (angin, bronchitis, flu, gastroenteritis, etc.);
• Accident ;
• Shh. during an escapade;
• Food poisoning ;
• Hospitalization ;
• Necessity ofbe repatriated on medical advice;
• Issues legal ;
• Loss of baggage ;
• Vol personal property, paper, etc.;
• Death a close person requiring repatriation;

Without insurance around the world, all these risks will generate costs more or less important. In the USA for example, a country frequently visited during a tour of the world, a basic consultation with a doctor costs about $80 . For hospitalization, count a few thousand dollars .

If you need to be repatriated for medical reasons, you will need pay your return ticket and, depending on the severity of your health condition, the flight ticket of one or more attendants (not including any medical equipment). Are you ready to take the risk of going from a care? Is nothing safer?

Does my Visa or Mastercard card cover me for a world tour?

Do you have a Visa card or a Mastercard? You will be able to benefit from travel insurance. Is that enough? It depends on specific conditions the card you have chosen. Naturally, the higher the price of your card, the more complete the guarantees.

Does Social Security cover me in a world tour?

Yes , Social security covers you, but in a way Limited . It is therefore not necessarily on her that it will have to be counted. Indeed, not only do you have to do in advance costs, but it will reimburse you for the French refund bases. In some countries, this will be very inadequate. In addition, Social Security does not offer repatriation insurance.

What are the different types of long-term travel insurance contracts?

There are two types of contracts for your travel insurance:

• The contract dated: in this context, you inform your insurance company of the duration your trip. This is then a travel insurance tailor-made since it will protect you throughout your journey. All you need to do is communicate your departure and arrival dates and choose the best guarantees;
• The contract to the year: this time, you are covered, no matter what happens, during one year. This offers you a total freedom. For example, you can extend the duration of your stay. With the contract to the year, you are insured for one year, from date to date. Free to you to leave throughout this period, to return home some time before leaving, etc.

What are the guarantees of travel insurance around the world?

The guarantees of your world tour insurance go vary from one contract and from one insurer to another, each being free to set its own conditions. However, here is a list of guarantees that you are likely to subscribe for a journey around the world in all serenity and the protection offered:

• Medical (in advance or repayment of care)
• Hospitalization (in advance or repayment of care)
• Assistance (accompaniment of your insurance to settle a complex situation on site)
• Repatriation (for medical reasons, as part of the death of a relative in France, etc.);
• Civil liability (if you hurt someone or damage property)
• Cancellation insurance as part of an early return (if you cannot continue your trip) ;
• Search and rescue (in case of disappearance or bodily harm)
• Luggage insurance (if lost or stolen)
• Change insurance (if you are obligated to change your journey)
• Legal costs (in case of litigation, often related to lack of knowledge of local rules).

Attention: there may be exclusions from the contract , for example, in the context of risk sports practice. Insurance is also often the subject of franchise or of a compensation ceiling , make sure to consult the general terms and conditions for real refunds. Also make sure that all your family is perfectly assured.

Apply for a quote to various insurances to find the perfect balance between budget and serenity.

In which case do you subscribe to long-term travel insurance?

There is no specific case inviting travel insurance for your world tour. You will have understood, a long and distant journey requires to be perfectly protected for limit financial risks.

Regardless of the destination and duration of your trip, you may at any time have to be accompanied by complete insurance. You’re used to insure yourself in France, why wouldn’t you do it abroad?

Good to know: If you visit China, Russia, Algeria or Cuba, no visa will be issued if you do not submit a travel insurance certificate.

What is multi-destination travel insurance?

This is the precious insurance that will cover you during your world tour. Multi-destination insurance is, most of the time, called multi-travel insurance. So you leave where you wish , when you wish, throughout the year, thanks to one annual contribution .

What is the fare for long-term travel insurance?

He is very difficult establish a specific price to the extent that travel insurance depends on a number of criteria.

An insurance company provides a risk. In this case, determined by the duration of the trip, on the one hand, and by your age, on the other. Indeed, a healthy 20-year-old from 6 months of age will generally be less likely to rely on his or her world-wide insurance than a 75-year-old person who has left for one year.

However, here is a table that will inform you about the world-round travel insurance rates used by some insurers like Chapka, one of the travel insurance references in the event of accidents or medical problems.

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