Travel insurance for Thailand: our comprehensive guide

Are you going to Thailand? Have you thought about covering your stay? If not, here is how to choose your travel insurance for Thailand.

Going to Thailand is a beautiful project. The country is beautiful and the discoveries are multiple. Dude Grand Palais from Bangkok to beaches Phuket passing through the Sukhothai temples and the multicolored corals of Ko Tao, you will love Thailand. For this stay to take place under the best auspices, we invite you to subscribe a travel insurance, which, note, will be within a few time obligatory to cross the Thai border.

Comparative travel insurance for Thailand

Do you want to purchase travel insurance for Thailand and do not know which insurance company or what guarantees to choose? As a result, here is a comparative table to clarify the issue:

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What is the best travel insurance for Thailand?

The best travel insurance in Thailand is the one that protects you according to your needs. Different parameters are to be considered to make the best choice:

• The duration of your stay : the longer the stay is, the greater the risk;
• The activities you plan to practice : making a trek in the Khao Yai National Park will naturally be more risky than enjoying the sun on the beaches of the Phi Phi Islands;
• The nature of your accommodation : Cancellation insurance generally works with tourism professionals, but not if you rent an Airbnb to an individual;
• The cost of medical expenses : This will help you determine the necessary guarantee ceiling.

What is Thailand’s travel insurance rate?

The price of travel insurance is determined according to different criteria:

• The duration of the stay ;
• Age ;
• The destination ;
• The nature of guarantees ;
• Number of persons to be insured.

The price is also free by travel insurance companies. Chapka, Global Assistance (Allianz), Europ Assistance, prices may vary significantly from insurer to insurer with equal guarantees.

Why take travel insurance for Thailand?

Whether it’s going to Thailand or anywhere else, as soon as you leave France, travel insurance is a cover that takes all its meaning when you encounter a health concern, you lose your luggage or you need to be repatriated urgently. Thus, subscribing such insurance allows you to enjoy more serenely your stay.

In France, you make sure for all the risks of everyday life, why would you not do the same in Thailand?

What are the guarantees of multi-risk travel insurance?

Multi-risk travel insurance includes a number of guarantees to protect you in all situations. Some guarantees are included in the basic contract, others are optional but equally important:

• Medical expenses ;
• Hospitalization ;
• Repatriation health repatriation or family problems in France;
• Civil liability ;
• Legal assistance ;
• Extreme sports guarantee ;
• Luggage insurance ;
• Travel cancellation insurance ;
• Research and rescue costs ;
• Travel change insurance.

Travel insurance for Thailand can be customized according to your real needs. Customize your offer allows you to get a suitable coverage while respecting your budget.

Is travel insurance compulsory for Thailand?

No, not yet, but it can't be late. She is today mandatory in 4 countries only.

However, the Minister of Tourism of Thailand says that the country has spent almost 10 million euros in recent years to treat travellers. In order to avoid this, he plans to establish a tax to enter Thailand for tourists who will not be able to provide a travel insurance certificate.

The importance of repatriation insurance for Thailand

Repatriation insurance is very important for the various risks in Thailand. Indeed, Thailand is a space conducive to the spread of viruses, especially through mosquito bites. Leptospirosis is also in resurgence. Health risks are numerous, but this is not all.

In addition to medical repatriation, your repatriation insurance can take care of you, according to the terms of the contract, if you have to return urgently due to the death of a loved one for example. The trip to Thailand is long and expensive, your guarantee supports your flight ticket in emergency.

Am I reimbursed for my health insurance in Thailand?

As part of your holiday abroad, urgent and unforeseen medical care is taken care of by Social security . However, this care has limitations. On the one hand, you must make the advance of fees and make a refund request upon your return to France. Keep the requirements, invoices paid and other payment documents to provide them to the Health Insurance. The doctor will determine whether this was an urgent and unforeseen case.

On the other hand, you will not be reimbursed for your actual costs, but the scales of French Social Security.

The subscription of travel insurance in Thailand seems more prudent to obtain consistent refunds.

Does my Visa or Mastercard card cover me in Thailand?

Yes, it is possible. L’ travel insurance of your credit card , if you have a Visa Premier card, a Mastercard Gold or any other high-end card, is included in your subscription. However, before we leave in Thailand, we can only invite you to check the nature of your guarantees, compensation ceilings and exclusions to ensure that you are responsible for health and other expenses in accordance with your requirements.

What insurance take in case of car rental in Thailand?

Renting a car in Thailand has risks, as is the case in France. There are many car accidents. Being assured is the certainty of preserving its budget and avoiding any surprise. As part of car rental, renters generally include civil liability. This basic guarantee allows you to compensate a third party if you are responsible for a claim.

But that is not enough. It is best to subscribe comprehensive insurance which compensates you in the event of damage to the leased vehicle, but also in the event of bodily harm to you and your passengers.

Finally, for a car rental in Thailand, think about the redemption of franchise. This has a cost, but this guarantee will prevent you from having to lose more 1 000€ in case of a loss.

Administrative, health and safety for Thailand: our advice

If you want to go to Thailand, it is important to know before leaving the various risks you can face. It is by having a perfect knowledge of these risks that you will measure the importance of subscribing travel insurance to Thailand.

And because leaving in Thailand requires steps, make a point on the visa necessary to enjoy your trip.

What visa for Thailand?

To go to Thailand, you will have to apply for a visa by duration your stay. If you leave less than 30 days in Thailand, French nationals do not need Visa. If you plan to leave 30 to 60 days , a tourist visa will be mandatory This time. It can be a simple entry visa valid for 3 months or a multi-entry visa valid for 6 months.

The Thai visa is renewable once for a period of time 30 days , so you can stay 90 days in total with this one.

Tourist visa cannot be granted for a longer than 90 days Thailand. For a longer stay, other specific visas are available.

Health & Hygiene

Thailand is a beautiful country to visit, but we must be careful. Dengue, chikungunya, Japanese encephalitis, many risks . He is also advised of getting vaccinated before you leave on vacation. Rats are very present and contaminate water, the risks of leptospirosis are important . If you go to discover the hostile nature of Thailand, you can meet poisonous snakes.

Eating in Thailand is a real happiness. The country's specialties will delight your palate, but not necessarily your stomach. The rules of hygiene are not not always respected , intestinal parasites could spoil your stay, which is why travel insurance is required, has minimal for the care of health expenses.

Security on site

Some provinces in Thailand are not very secure. He is not recommended to travel to the provinces Pattani , Narathiwat or Yala .

Attention also to pickpockets , make sure you do protect your business (port, camera, laptop, ID). Even if your travel insurance can indemnify you in the event of the flight, having to go to the local gendarmerie is certainly not in your schedule.

What to do in the event of an accident in Thailand?

If you have a travel insurance, contact her as soon as possible. Otherwise, you'll have to organize yourself.

In case of extreme emergency, you can contact the Embassy from France to Bangkok that will offer you an accompaniment. The number to call is the 081 994 4901 .

For a car accident or a health concern, you can contact the fire department at 199 and police at 191 .

If you are a victim of a flight , appointment to the local police . In case of aggression, contact the police and a local doctor if you're hurt.

What health insurance for expatriates in Thailand?

Did you fall under the charm of Thailand and chose to put your luggage there? Health insurance has been developed specifically for expatriates so that they can benefit from the best daily care. You can choose, according to the insurer, different levels of guarantees according to your health needs.

The price of your health insurance in Thailand will be determined by duration of your stay and the guarantees accepted. So don’t hesitate to make a comparison to find the best value for money.

You're now ready to go. Just take your travel insurance specially designed for Thailand! Good road!