Travel insurance for Russia: our comprehensive guide

Are you traveling to the Tsars country? Here are our tips to benefit from the best travel insurance in Russia!

Are you on holiday in Russia for a short stay or for a few months? Don’t forget that travel insurance could be of great help to you. And, beyond its financial and human value, know that travel insurance is compulsory in Russia. So this is all you need to know before you leave!

Comparative travel insurance for Russia

Chapka, Global Assistance (Allianz Travel), Europ Assistance , Avi International, Axa, April, GMF, travel insurance companies or general insurance companies... Everyone tries to seduce you with their offer. Consult this table to compare travel insurance and determine the best choice to fully enjoy your trip to Russia.

[object Promise]

What is the best travel insurance for Russia?

The best travel insurance for Russia is the one that will match your needs and the nature of your trip. You must assess the risk according to different parameters:

• Duration of stay ,
• Places visited ,
• Activities.

Of course, you are not immune to falling on the Red Square. However, the risk is greater if you do a trek around Lake Baikal or near a Kamtchatka volcano. Similarly, if you plan to practice extreme sports, you will need more coverage than if you just visit St. Petersburg .

The best insurance for your stay abroad is the one that will offer you tailor-made guarantees. This is why comparing is a mandatory passage. Study your needs and choose the best formula.

What is the fare for travel insurance for Russia?

The price of travel insurance cannot be fixed. Indeed, it depends on different parameters such as:

Your age;* The type of stay,

• The duration of the stay,
• Guarantees agreed,
• Number of persons to be insured,
• The activities you want to practice,
• Compensation ceilings,
• And franchises.

An insurance company is designed to ensure a risk. The higher the insurance premium, the higher the travel insurance premium.

Why take travel insurance for Russia?

Subscribing travel insurance for Russia meets two needs:

• She is mandatory,
• She assures you one Financial protection in case ofaccident, illness or any other incident according to the guarantees.

What are the guarantees of multi-risk travel insurance?

Multi-risk travel insurance is a complete insurance that can provide you with very wide protection. Travel serenely with insurance that compensates you and preserves your financial health. Here are the guarantees offered to you:

• Medical expenses,
• Refund of hospital fees,
• Repatriation assistance (health repatriation or repatriation in connection with the death of a close relative in France),
• Guarantee of civil liability,
• Baggage insurance (volume and loss),
• Legal assistance,
• Cancellation insurance travel,
• Travel change insurance,
• Research and rescue costs,
• Sports insurance (see extreme sports).

Good travel insurance will offer you all these guarantees. However, all this has a cost to you to see if all of you are truly indispensable.

Is travel insurance compulsory for Russia?

Yes, Russia is part of only four countries in the world which impose travel insurance to date. A travel insurance certificate will be required to obtain a visa. Without this precious sesame, no Kremlin , Hermitage Museum No Siberian mountains.

Russia has chosen to preserve itself and not take care of the medical expenses of tourists. Thus, if travel insurance is compulsory in Russia, all guarantees are not. At a minimum, the subscription of the guarantee for medical and hospital expenses is essential. Health coverage must provide care greater than 30 000€ . Health repatriation is also compulsory. Your certificate must prove the subscription of these guarantees, it must also indicate the arrival and departure dates in Russia and present the official stamp of the insurer.

The importance of repatriation insurance for Russia

Medical repatriation, beyond mandatory, is an important guarantee of your insurance contract. Indeed, imagine that you are injured after a fall or you are a victim of an infection. On-site medical care may not be sufficient and you will be forced to return to France.

Just imagine the cost of a medical repatriation. If you have to be elongated and accompanied, it will not be simply the price of a plane ticket, which can already be raised to get to Russia. By subscribing such a guarantee, you play the map of the economy.

But that’s not all. Imagine that one of your loved ones dies in France and that your flight is scheduled in a few weeks. If you cannot change it, you are forced to buy a new ticket back. With the repatriation insurance, in case of early return for personal and serious reasons like this, you can, under the general and special conditions of your travel insurance contract, be taken care of. So you can enter as soon as possible to be with your loved ones while preserving your budget.

Am I reimbursed for my care in Russia by the Health Insurance?

Yes and no, it will depend on the situation. Since Russia is not a European country, you do not benefit from European Health Insurance Card (CEAM) . However, if urgent and unforeseen medical care is needed, care is envisaged.

You must keep all supporting documentation and fill out a form on your return to claim the refund. Attention, however: the Social security will take into account its refund base. If care is more expensive in Russia, you will not get a full refund. With travel insurance, care will be more important.

Does my Visa or Mastercard card cover me in Russia?

If you have one Credit card Visa Premier or Mastercard Gold for example, you have travel insurance. However, the protection may not be sufficient. Consult your contract to be sure that the coverage is adapted and that this insurance is in line with Russia’s specific expectations, which, we recall, made travel insurance mandatory.

What insurance take in case of car rental in Russia?

If travel insurance is essential, it is not the only one to subscribe for your stay. If you rent a car, the rental will offer a minimum warranty with civil liability. This will be insufficient if you have a responsible accident. Ask for car rental insurance quotes in order to compare the guarantees and offer you real protection (in charge of damages to the driver, the vehicle, help out, buyback of franchise, etc.).

Administrative, health and safety for Russia: our advice

Before you go to Russia, here is everything you need to know so that your stay takes place in the best conditions.

What? visa for Russia ?

To go to Russia, you must have a visa.

Tourist visa allows to stay 30 days maximum in Russia. This visa cannot be extended. Thus, for a long-term stay in Russia, you must apply for a business visa that allows you to stay 90 days .

Health & Hygiene

If you go to Russia, it is not recommended drinking water from the tap that is not always quite drinking. Better. buy water bottles. It'll be more expensive, but safer. Attention to walks in the forest or the Ticks proliferate and can generate it Lyme disease . In some areas, hygiene is somewhat defective, it is preferable to getting vaccinated against hepatitis A before leaving.

Security on site

As in any trip, it is necessary to be vigilant, to monitor his suitcases and backpack and to protect his money, his laptop, etc. Let us remember that Russia is a country where poverty is omnipresent. Many Russians sleep in the street, the flight is, therefore, a solution for them to feed themselves.

Beyond the risk of flight, some Russian territories are more hostile than others. Avoid places such as Rostov, Dagestan, Ingushetia, Chechnya and the Stavropol region.

I mean, he is. advised not to accept cigarettes or unknown drink , they can contain drugs.

What to do in the event of an accident in Russia?

If you are a victim of an accident or assault, you must warn local authorities . Do not hesitate, in parallel, to inform your travel insurance, your car insurance, etc.

Here are the numbers in the event of an emergency:

• To contact firefighters, compose it 01,
• To contact Police compose the 02,
• As for Medical emergencies, compose it 03.

If You don't speak Russian , you can contact the French consulate in Moscow at (007) 495 784 74 47 or service des Français at (007) 495 937 15 77 .

What health insurance for expatriates in Russia?

You chose to go living in Russia ? You need a health for your medical expenses. Health insurance now exists specific adapted to the needs of expatriates.

Taking care of accidents and diseases, emergency assistance, contingency planning, civil liability, make a comparison of the insurance for expatriates in Russia to be perfectly protected.

You are fully informed about the operation of travel insurance, and more specifically for Russia. Once you have an insurance you will be able to visit Russia in peace!