Travel insurance for Australia: our comprehensive guide

At the other end of the planet, suffering the hazards of life is much more complicated. Subscribing travel insurance for Australia can be useful.

L’ Ayers Rock , the great coral barrier, national parks with incredible landscapes, cities full of dynamism such as Sydney , Melbourne or Canberra , how to resist the call to Australia? A few weeks will not be enough to discover all the mysteries and treasures, but your stay will give you a first idea of what this country has to offer you. And to enjoy the show in the best conditions, we invite you to subscribe to travel insurance for Australia, this will avoid you many bad surprises.

Comparative travel insurance for Australia

Compare travel insurance is required to find the best offer. Guarantees, prices, compensation ceilings, franchises, each insurer offers different contracts. Want to discover the insurances of Chapka, Axa, Mondial Assistance (Allianz) again ACS? Discover our table and make a quote request, it is free and free of engagement.

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What is the best travel insurance for Australia?

There is no better travel insurance. There is no better insurance at all.

A good insurance is the one meets your needs depending on the destination, the nature of your trip, your profile and your will to ensure you. While some will look for a price, others will prefer to compare the guarantees for optimal coverage.

It is important that you can customize your offer to the maximum that, during your trip, you don’t have to add financial worries to the small (or big) worries you might have.

What is the fare for travel insurance for Australia?

The cost of travel insurance for Australia will be as a result of various information that you will give to your insurer.

The risk assessment must therefore take into account the following:

• Duration of stay ;
• Age of the insured ;
• Number of persons to be insured ;
• Nature of stay ;
• Guarantees subscribed.

This is the combination of these factors that determine the price of your travel insurance. A thirty-year-old went to scuba diving in the Coral Bay National Park or a trek in the Lichfield National Park will not pay the same price as a quadragenary who went to Sydney. Similarly, a 20-year-old with identical activities will pay less than a 75-year-old. Finally, if you subscribe the basic guarantees, of course, your insurance will be cheaper than that of a traveller who has chosen the complete formula.

Why take travel insurance for Australia?

Travel insurance for Australia provides coverage for injury, urgent medical care needs for an influenza or gastroenteritis, for example. But in reality, this insurance goes farther.

What are the guarantees of multi-risk travel insurance?

If you have made a choice to purchase travel insurance for Australia, your insurer will offer you a number of guarantees. Free to subscribe to all of them or to favor those that seem essential to you.

Here is what will be proposed to you:

• Refund of medical care ;
• Refund in case of hospitalization ;
• Civil liability insurance abroad ;
• Legal protection ;
• Repatriation ;
• Cancellation insurance ;
• Travel change insurance ;
• Research and rescue costs ;
• Luggage insurance ;
• Insurance for the practice of sports or even extreme sports.

Is travel insurance mandatory for Australia?

No, you only haveno obligation subscribing insurance for your stay at the other end of the world, Australia has not imposed anything in this sense. Nevertheless, it is not superfluous to make sure that your magnificent stay in this unique country in the world is taking place in the best conditions.

If you cannot take your flight for a reason independent of your will, if you get sick, if you have to be repatriated or if you lose your baggage, you will understand that this travel insurance was more than necessary.

The importance of repatriation insurance for Australia

We believe that repatriation assistance is an essential guaranteewhatever your destination. Indeed, a health repatriation has a cost that it is not obvious to assume. Imagine the cost of a medical repatriation from Australia: the cost of a plane ticket, a possible attendant and all the care it entails. This could jeopardize your budget for a few years.

And that’s not all. If you leave for a long stay in Australia, it is unfortunately possible that you lose a loved one in France. If so, repatriation assistance may take care of your early return.

Am I reimbursed for my care in Australia by Health Insurance?

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Yes, you can make a refund request on your return. A specific form must be completed, the cerfa n°12267*04 “cares received abroad”.

However, it should be noted that the price of medical care in Australia is very high. However, Social Security will pay us back to the French convention rates, you will be far from recovering your expenditure. Better travel insurance to get better adapted refunds.

Does my Visa or Mastercard card cover me in Australia?

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Yes, if you chose the Visa Premier or Mastercard GoldYou're insured. Just make sure that the guarantees are sufficient for Australia and that the compensation ceilings are adapted. Also check franchises, it is an essential point to avoid any bad surprise during your trip.

What insurance take in case of car rental in Australia?

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If you are going to visit Australia, you are not without knowing that this country is incredibly vast. As a result, a car rental will be required. However, once again, to avoid a bad surprise, we advise you to look at the guarantees offered by your loueur. Generally speaking, it is a minima cover that is far from sufficient.

Good rental insurance must compensate you, whether you are responsible for an accident or not. It must limit or even remove any deductibles so as not to increase your budget. Make an insurance comparison to find the best offer.

Administration, health and safety for Australia: our advice

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Before leaving in Australia, here are some points that it seems important to approach so that you can enjoy your stay calmly.

What visa for Australia?

If you are French, you need a eVisitor visa, visa 651, to stay up to 3 months Australia.

To stay longer, young people can benefit from Working Holiday Visa or Training Visa. These visas are for young people 18 to 30 years without dependent children. This time, medical insurance is mandatory.

Health & Hygiene

There are no major hygiene problems in Australia. It is important to be vigilant in the face of insect bites, jellyfish, but also to snakes and spiders if you travel in the middle of nature.

Security on site

Australia is a safe country, except if you cross the poorest neighborhoods of course. Take the usual precautions by not leaving to the sight of all your valuable items and your money.

What to do in the event of an accident in Australia?

In Australia, a single number will be useful in the event of an accident, assault or injury. The 000 allows to reach the police, firefighters and emergency medical services.

What health insurance for expats in Australia?

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If you are planning to settle in Australia, what you can fully understand as soon as you have set foot on Australian soil, you will need to subscribe to an expatriate insurance. If, like travel insurance, it is not mandatory, it is important to note that it offers essential guarantees. Whether you’re sick, you need to return to France as part of an early return, you’ll be hurting someone or injuring someone else’s property, depending on the nature of your contract, you’ll be taken care of.

Now you know how and why it is necessary to subscribe insurance for your trip to Australia!