Travel insurance for Algeria: our comprehensive guide

Are you travelling to the Fennecs country? Don’t forget to take a specially designed travel insurance for Algeria!

Do you want to cross the Mediterranean to discover Algeria? For a total immersion in Algerian culture in full serenity, subscribe travel insurance offering complete guarantees. Medical expenses, repatriation, baggage loss, provide tailored coverage for your stay abroad. Here’s everything you need to know about special travel insurance Algeria.

Comparison of travel insurance for Algeria

Chapka, Global Assistance (Allianz), Europ Assistance, Avi International, Axa, some of the insurance companies offer travel insurance. Not all are worth it, each being completely free to define its own guarantees. This is why we offer a table that allows you to have a first idea of how you will be covered in Algeria.

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What is the best travel insurance for Algeria?

There is no good or bad travel insurance. As with any coverage, insurance companies offer a number of guarantees that will be defined according to your trip.

The best insurance for your trip to Algeria is the one that will meet your requirements and offer you the best value for money.

All travellers do not have the same expectations. Algeria is a vast country that finds itself in a thousand ways. Road trip, organized travel, stay on the most beautiful beaches of the country, traveling backpack without a specific course, it is your travel insurance that needs to adapt to you and not the reverse.

Well choosing his travel insurance is adapt to constraints of the country. Are health expenses expensive? How much will a repatriation cost? Take the necessary information before leaving to choose tailor-made insurance.

What is the rate of travel insurance for Algeria?

There is no fare, but rates for your travel insurance. Indeed, even if we present a table that will give you an overall idea of what can be proposed to you, insurers define their rates according to a number of criteria.

The older you are, the more important it is considered that the risk is. You will be more able to take care of your trip. Of course, this is not an exact science, some seniors are in perfect health. However, the insurance company must measure the potential risk.

The price of your travel insurance in Algeria will also be determined by the nature of your stay. The risk will be different if you want to spend a few days in the middle of Sahara, make a trek on the Babor Mountain, put your suitcases in a hotel facing the sea to simply enjoy the beach and the pool or if you plan to visit the least corners of Algiers.

Of course, the price of this insurance will also be defined by the nature of the guarantees subscribed. Whether it’s car insurance, home insurance, health insurance or travel insurance, the rule is the same: the stronger your guarantees, the higher the amount you’re looking for, the higher the premium.

Finally, note that the price will vary according to the insurance company you have chosen. In this matter, prices are totally free. Therefore, making a comparison is necessary to determine who offers the best guarantees at the best price.

Why take travel insurance for Algeria?

Subscribing travel insurance for Algeria is a solution that allows you to travel more serenely. As soon as you are certain to offer you support in accordance with your needs, you optimise your budget and make sure you get a real support in case of a problem. You avoid any bad financial surprises that would be added to a disappointment related to an accident or health problems.

What are the guarantees of multi-risk travel insurance?

With multi-risk travel insurance, you are covered as long as a health problem or a loss occurs.

This insurance offers a number of guarantees including:

• Medical care ;
• Costs for hospitalization ;
• Repatriation ;
• Cancellation insurance ;
• Travel change insurance ;
• Civil liability abroad ;
• Legal protection ;
• Luggage insurance ;
• Research and rescue costs ;
• Sports insurance.

Sports insurance can be covered in a traditional sport practice. If you’re planning to practice extreme sports, find out if you’re offering this type of guarantee.

Travel change insurance is available if you can’t make the trip originally scheduled. Cancellation insurance allows you to cancel your trip without charge. Attention, for these guarantees, you must prove that this is independent of your will. Thus, they apply in the following cases:

• Disease or accident before departure ;
• Complication of pregnancy ;
• Serious disaster on your home ;
• Accident during transport to the airport ;
• Obtaining or Losing Employment ;
• Change or deletion of leave at the employer’s initiative ;
• Flight of your identity documents before departure.

Civil liability insurance, for its part, can intervene if you hurt someone or damage a property. It is she who will come to compensate the third party.

Is travel insurance compulsory for Algeria?

There are few countries in the world that require travel insurance. Algeria is one of them.

Regardless of the type of travel you want to travel and whatever the cities you want to visit, you can’t get a visa without justifying the subscription of a travel insurance.

Algeria is one of the few countries that prefer to ensure that tourists are covered in order to limit expenses in the event of illness or accident.

The importance of repatriation insurance for Algeria

Whatever the destination, repatriation insurance is essential.

This guarantee applies when you are sick or injured and your condition requires your return to France. Beyond the health repatriation, you may need care in the context of family repatriation. If one of your loved ones dies during your stay in Algeria, your flight ticket is refunded by your travel insurance.

You can imagine that, because Algeria is less far than Algeria Australia or the United States, this insurance is not essential. Get out of here. As long as a medical repatriation is necessary, its cost reaches several thousand euros or more.

Am I reimbursed for my care in Algeria by the Health Insurance?

When you leave Algeria, you leave the European Union. As a result, you cannot benefit from the cost advance offered by the European Health Insurance Card .

However, Social Security can protect you, at a minimum, during your trip abroad. If you need to be treated (care must be unforeseen and urgent), you can ask for a refund of your return medical expenses . Fill it up. form “care received abroad” and attach a paid invoice and a medical prescription related to the received care.

If you can get a refund in accordance with French legislation or your place of stay, be aware that this will not be sufficient. Only travel insurance can offer full coverage according to the terms of your contract.

Does my Visa or Mastercard card cover me in Algeria?

Yes, the map Visa first or Gold Mastercard actually covers you for all your trips. On the other hand, it is interesting to study guarantees, ceilings and exclusions in order to be certain that this insurance is well adapted. In addition, the bank card does not provide travel for more than 90 days.

Compare guarantees your card with independent travel insurance to determine the best solution for you.

What insurance take in case of car rental in Algeria?

Renting a car is a preferred solution by many holidaymakers. Unless you want to stay in the capital to discover all the corners or in your hotel Oran by the sea, you will need a vehicle.

Your rental provider automatically incorporates rental car insurance. Is that enough? Most of the time, the answer is no. Insured, forced to pay franchise very expensive, you risk having very bad financial surprises in the event of an accident.

Once again, nothing is worth a comparison between the insurance of your renter and a specific car insurance for your stay.

Administrative, health and safety for Algeria: our advice

Before leaving in Algeria, read this, it could be useful to improve your stay.

What visa for Algeria?

Voting visa for Algeria, we mentioned it, cannot be obtained if you do not have a travel insurance certificate.

The tourist visa in Algeria is valid 30 days . For a longer stay, you must obtain a business visa or a multiple family visa. It is then possible to stay 180 days .

Health & Hygiene

In some establishments, lack of food hygiene can create various disorders (diarrhea, hepatitis A, etc.). Avoid Drink the tap water and prefer bottled water. Prefer them cooked meat and lavez well your fruits and vegetables if you cook yourself.

It is advisable to get vaccinated against hepatitis A and typhoid.

Security on site

In the great south of Algeria, the terrorist risk is more important, better worth stay further north . Flights are frequent in crowded places such as souks, be particularly vigilant and protect your most valuable assets.

What to do in the event of an accident in Algeria?

If you are a victim of an accident or assault in Algeria, contact your travel insurance to find out if it can act. If you are not insured, here are the emergency contact numbers:

• 021 98 15 02 to join the consulate;
• 021 98 15 05 to join the consulate in emergency at night and days of rest;
• 14 to join the fire department;
• 16 to contact the UAS;
• 021 73 53 50 to call the Algiers Central Station.

What health insurance for expatriates in Algeria?

Did you fall under the charm of Algeria and want to live there for some time? This is no longer a travel insurance you will need to subscribe, but an expatriate insurance. This one offers you complete coverage. You fall under the social protection of Algeria, however this may be insufficient, expatriate insurance allows you to complete refunds if necessary.

This insurance also allows you to receive repatriation insurance and civil liability.

Do not hesitate to compare the offers of insurers to get a guarantee tailored to your needs.