In which countries is travel insurance mandatory?

Are you travelling abroad soon? Know that there are countries where travel insurance will be mandatory!

Before traveling, some checks must be performed. Vaccines, necessary documents, bank charges, it is a real check-list that must be done before considering packing. But, perhaps you didn’t know, travel insurance is mandatory in some countries. Informing yourself about the issue is a way to avoid a delay in visas or others.

To help you in your steps, here is our mini guide on countries where travel insurance will be mandatory!

Travel insurance: an obligation in 4 countries

Travel insurance is to date mandatory in only 4 countries . One can naturally wonder why 4 countries, quite different from each other, require insurance to obtain a visa. Each country is free to impose a blanket to be certain of your creditworthiness and not to have to take care of certain care provided to tourists.

Here is the list of countries:

• China,
• Russia,
• Algeria,
• and Cuba.

Before leaving in these countries, compare travel insurance to find the one that will meet the requirements of each state. Here, your Mastercard or Visa Premier card will not always be sufficient.

Whatever travel type and duration of your stay, you must be covered.

[object Promise]

Travel insurance for China

International travel insurance is mandatory to get your visa, it is an integral part of the documents that you will be asked to receive your precious sesame.

To go to China, you will be asked, at minima, to subscribe repatriation and a blanket for your medical expenses . Beyond its mandatory character, such coverage is useful in a country where medical care is expensive and where medical supply is poor in the regions.

Mandatory insurance for Russia

It is impossible to obtain a visa for Russia without making a travel insurance request upstream. This country also wants to ensure that you can take care of your medical expenses . Not only is travel insurance mandatory, but you must make sure that it covers medical expenses and medical expenses repatriation at height 30 000€ minimum in case of death or serious accident.

Compulsory travel insurance to Algeria

Also required to leave in Algeria, travel insurance must include repatriation assistance and coverage of medical and hospital expenses. You can't get a visa without this precious sesame. This insurance allows you to claim a refund of medical expenses and many other services still according to the formula subscribed.

Mandatory insurance for your holiday in Cuba

Since 2010, Cuba has imposed travel insurance on tourists. This time, however, things are a little different. Indeed, it is quite possible to obtain a visa for Cuba without travel insurance, it is not part of the mandatory documents.

However, if at the border you are not able to submit an insurance certificate, two solutions are available to you:

• You do half-turn ;
• You subscribe On-site insurance.

Now, this time, no comparison, you will be in the emergency and will subscribe enough guarantees expensive . It is therefore best to know the rules in advance and to contact French insurers, especially since reading general conditions if you do not master the language is not very recommended.

Countries where travel insurance is advised, but not mandatory

We discussed the countries in which travel insurance is mandatory. Let us take a look at the countries in which it is advisable to subscribe.

In the absolute, we will come back a little further, travel insurance is useful everywhere. It offers you real protection for a stay abroad in all serenity.

If social security covers you in France, the European Union and the European Economic Area, this is not always enough. And when you go farther, everything gets complicated.

In many countries of the world, there is no health insurance and health expenses extremely expensive . If you leave for one world tour or a short stay, you certainly want to fully enjoy, not spend everything in care. Getting the costs is one thing, taking them in full is another.

If you travel to countries such as Japan , United States , Australia , New Zealand or even Canada know that these countries are among those where health costs are the most expensive. In these countries, unlike our health system, prices are freely by all practitioners. This leads to significant drifts.

Aunt Canada , count between CA$50 and CA$100 Canadian to consult a doctor. In Japan, we must count around 40€ . You must be hospitalized in emergency United States ? Count $1000.

Why is travel insurance so important?

Without being alarmist, we draw your attention to the interest of this insurance. With regard to the cost of medical expenses abroad, a lack of care for costs could put you in a delicate financial situation.

But that’s not all. Travel insurance is not just medical care, hospitality and repatriation. A good blanket goes farther than that.

You are guaranteed Civil liability abroad. If you hurt someone, if you break an object, you are insured. Legal protection included in some contracts may also be useful. To go abroad, it is also to venture into countries that you do not necessarily know. As a traveller, you are not aware of local legislation, you can, at any time, not comply with the law without seeing it. This legal protection offers you a assistance Very useful. It may even be essential if you do not master the language of the country you visit.

Other major point: the cancellation insurance . Can't you leave for a reason independent of your will? Travel cancellation is possible with your warranty.

Finally, enjoy baggage insurance in case of loss or flight. All insurance offers different guarantees, to you to find the one that correspond truly to your needs. Chapka, World Assistance, Europ Assistance, find the best insurance to get the best refunds.

Soon mandatory travel insurance Thailand ?

In 2019, the Thai government announced its will to imposing travel insurance for tourists wishing to stay in his country. According to the Minister of Tourism, almost 10,000€ who have been spent so far to cover travellers’ medical expenses. To overcome this, Thailand should quickly take strong measures.

Thus, she wishes to tax each tourist entering to the height of 100 baht , which is about 3€ . Travellers will be dispensed of this tax if they are able to prove that they have subscribed insurance in the event of hospitalization, medical repatriation, dental care and many other health expenses.

You are now enlightened on the subject. You are now at the top to prepare your future adventures. Good trip!